Disclosures

While I sometimes write about financial topics, I am not a financial professional and advice on The Unbillable Life, a personal blog, is meant for entertainment purposes only. Where applicable, please do your own research before making any financial decisions.

In the future, we may become a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

Privacy Policy

Your privacy is very important to us at The Unbillable Life and so we adhere to the following:

  • We don’t ask you for personal information unless we truly need it. Usually this means just your first name and email address so we can contact you, and any other information you elect to share.
  • We don’t share your personal information with anyone except to comply with the law, develop our products, or protect our rights.
  • We don’t store personal information on our servers unless required for the on-going operation of our site.

Website Visitors

Like most website operators, The Unbillable Life collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request.

The Unbillable Life also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on the blog. The Unbillable Life only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that blog commenter IP addresses are visible and disclosed to the administrators of the blog where the comment was left.

Gathering of Personally-Identifying Data

Certain visitors to The Unbillable Life choose to interact with the site in ways that require The Unbillable Life to gather personally-identifying data. The amount and type of information we gather depends on the nature of the interaction. For example, we ask visitors who comment on our blog to provide an email address. Those who wish to receive The Unbillable Life updates via email, we collect their emails. In each case, we collect such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with The Unbillable Life. The Unbillable Life does not disclose personally-identifying information other than as described below. Visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Use of Data

The Unbillable Life uses the collected data for various purposes:

  • To provide and maintain The Unbillable Life;
  • To notify you about changes to The Unbillable Life;
  • To allow you to participate in interactive features of The Unbillable Life when you choose to do so;
  • To provide customer care and support;
  • To provide analysis or valuable information so that we can improve The Unbillable Life;
  • To monitor the usage of The Unbillable Life; and
  • To detect, prevent and address technical issues.

Transfer Of Data

Your information, including personal data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

If you are located outside United States and choose to provide information to us, please note that we transfer the data, including personal data, to United States and process it there.  Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

The Unbillable Life will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your personal data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Legal Requirements

The Unbillable Life may disclose your personal data in the good faith belief that such action is necessary to:

  • To comply with a legal obligation;
  • To protect and defend the rights or property of The Unbillable Life;
  • To prevent or investigate possible wrongdoing in connection with The Unbillable Life;
  • To protect the personal safety of users of The Unbillable Life or the public; or
  • To protect against legal liability.

Security Of Data

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100{1e6d38fc3e9c0f8d07a950c585a2a27373891523b30d46153edb46eb24c31a05} secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.

Service Providers

We may employ third party companies and individuals to facilitate The Unbillable Life, to provide services on our behalf, to perform related services or to assist us in analyzing how The Unbillable Life is used.  These third parties have access to your personal data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Analytics

We may use third-party service providers to monitor and analyze the use of The Unbillable Life.  Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of The Unbillable Life. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt-out of having made your activity on The Unbillable Life available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity.  For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en.

Links To Other Sites

The Unbillable Life may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the privacy policy of every site you visit.  We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children’s Privacy

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from children without verification of parental consent, we take steps to remove that information from our servers.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. The Unbillable Life uses cookies to help us identify and track visitors, their usage of the site, and their website access preferences. Visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using The Unbillable Life’s website, with the drawback that certain features of website may not function properly without the aid of cookies.

Ads

Ads appearing on The Unbillable Life may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by The Unbillable Life and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, The Unbillable Life may change its Privacy Policy from time to time, in our sole discretion. We encourage visitors to frequently check this page for any changes to this Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change. If you have any questions about this Privacy Policy, please contact us: by email: hi@theunbillablelife.com or by visiting this page on our website: https://theunbillablelife.com/contact-us/.

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